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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,622 | $99,644-95.4% | $86,438-94.7% | $134,532-96.6% |
| Participation rate | 100.0% | 82.1%+17.9pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | 0.00% | 6787.26%-6787.3pp | 4397.19%-4397.2pp | 418.27%-418.3pp |
| Employer contribution / active EE | $18,117 | $4,402+311.6% | $3,769+380.6% | $4,741+282.1% |
| Participant deferral / active EE | $25,260 | $7,247+248.5% | $6,952+263.3% | $6,401+294.6% |
| Admin fee / account holder | $3,417 | $8,375-59.2% | $6,733-49.3% | $11,429-70.1% |