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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,881 | $138,114-72.6% | $125,391-69.8% | $134,545-71.8% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -20.01% | 750.88%-770.9pp | 572.41%-592.4pp | 418.37%-438.4pp |
| Employer contribution / active EE | $8,618 | $5,246+64.3% | $4,816+79.0% | $4,742+81.8% |
| Participant deferral / active EE | $9,548 | $7,801+22.4% | $7,448+28.2% | $6,401+49.2% |
| Admin fee / account holder | $329 | $11,570-97.2% | $10,009-96.7% | $11,431-97.1% |