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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,416 | $84,628-40.4% | $61,501-18.0% | $134,545-62.5% |
| Participation rate | 22.2% | 62.2%-40.0pp | 52.6%-30.4pp | 81.2%-59.0pp |
| Annual return | -18.67% | 585.61%-604.3pp | 339.04%-357.7pp | 418.37%-437.0pp |
| Employer contribution / active EE | $556 | $1,545-64.0% | $1,160-52.0% | $4,742-88.3% |
| Participant deferral / active EE | $4,583 | $2,819+62.6% | $2,125+115.7% | $6,401-28.4% |
| Admin fee / account holder | $1,475 | $2,587-43.0% | $2,132-30.8% | $11,431-87.1% |