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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,255 | $65,566+5.6% | $86,235-19.7% | $75,177-7.9% |
| Participation rate | 53.8% | 60.5%-6.6pp | 69.0%-15.1pp | 67.2%-13.4pp |
| Annual return | 22.86% | 46.07%-23.2pp | 1170.03%-1147.2pp | 160.75%-137.9pp |
| Employer contribution / active EE | $3,505 | $1,553+125.7% | $2,381+47.2% | $2,671+31.2% |
| Participant deferral / active EE | $9,114 | $3,023+201.5% | $3,987+128.6% | $4,126+120.9% |
| Admin fee / account holder | $1,717 | $5,470-68.6% | $6,856-74.9% | $5,651-69.6% |