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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,237 | $209,888-55.1% | $189,545-50.3% | $167,553-43.8% |
| Participation rate | 75.0% | 88.7%-13.7pp | 87.8%-12.8pp | 82.1%-7.1pp |
| Annual return | 18.30% | 748.66%-730.4pp | 555.36%-537.1pp | 478.89%-460.6pp |
| Employer contribution / active EE | $5,128 | $6,915-25.8% | $6,162-16.8% | $4,840+6.0% |
| Participant deferral / active EE | $11,488 | $8,934+28.6% | $8,220+39.8% | $6,343+81.1% |
| Admin fee / account holder | $3,113 | $14,300-78.2% | $12,049-74.2% | $12,316-74.7% |