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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,472 | $167,353-69.2% | $143,797-64.2% | $134,545-61.7% |
| Participation rate | 95.0% | 84.8%+10.2pp | 80.3%+14.7pp | 81.2%+13.8pp |
| Annual return | -7.66% | 0.48%-8.1pp | -0.04%-7.6pp | 418.37%-426.0pp |
| Employer contribution / active EE | $688 | $5,620-87.8% | $4,952-86.1% | $4,742-85.5% |
| Participant deferral / active EE | $3,124 | $6,447-51.5% | $5,638-44.6% | $6,401-51.2% |
| Admin fee / account holder | $69,292 | $18,096+282.9% | $14,679+372.0% | $11,431+506.2% |