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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $372,830 | $211,288+76.5% | $178,540+108.8% | $145,884+155.6% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 16.26% | 30.27%-14.0pp | 27.15%-10.9pp | 551.85%-535.6pp |
| Employer contribution / active EE | $3,570 | $4,574-21.9% | $3,953-9.7% | $4,662-23.4% |
| Participant deferral / active EE | $23,664 | $6,967+239.7% | $6,281+276.8% | $6,690+253.7% |
| Admin fee / account holder | $2,335 | $12,105-80.7% | $10,424-77.6% | $13,392-82.6% |