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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,540 | $148,623-78.8% | $135,974-76.8% | $139,466-77.4% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 20.27% | 79.30%-59.0pp | 68.30%-48.0pp | 373.66%-353.4pp |
| Employer contribution / active EE | $357 | $5,246-93.2% | $4,859-92.6% | $4,754-92.5% |
| Participant deferral / active EE | $14,171 | $8,103+74.9% | $7,760+82.6% | $6,712+111.1% |
| Admin fee / account holder | $3,433 | $12,406-72.3% | $10,767-68.1% | $11,409-69.9% |