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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $358,221 | $190,916+87.6% | $160,037+123.8% | $134,545+166.2% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -23.52% | 552.79%-576.3pp | 408.95%-432.5pp | 418.37%-441.9pp |
| Employer contribution / active EE | $29,031 | $4,996+481.1% | $4,226+587.0% | $4,742+512.3% |
| Participant deferral / active EE | $8,421 | $6,925+21.6% | $6,184+36.2% | $6,401+31.5% |
| Admin fee / account holder | $4,570 | $10,497-56.5% | $8,716-47.6% | $11,431-60.0% |