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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,299 | $92,743-39.3% | $82,744-32.0% | $134,532-58.2% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | -22.00% | 946.63%-968.6pp | 702.22%-724.2pp | 418.27%-440.3pp |
| Employer contribution / active EE | $7,377 | $3,273+125.4% | $3,008+145.2% | $4,741+55.6% |
| Participant deferral / active EE | $9,277 | $4,802+93.2% | $4,395+111.1% | $6,401+44.9% |
| Admin fee / account holder | $19,304 | $5,977+223.0% | $5,325+262.5% | $11,429+68.9% |