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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,089 | $165,399-26.2% | $149,745-18.5% | $158,982-23.2% |
| Participation rate | 77.8% | 84.6%-6.8pp | 82.5%-4.7pp | 82.0%-4.2pp |
| Annual return | -2.75% | 348.34%-351.1pp | 276.72%-279.5pp | 302.99%-305.7pp |
| Employer contribution / active EE | $2,178 | $5,105-57.3% | $4,646-53.1% | $4,763-54.3% |
| Participant deferral / active EE | $9,392 | $7,183+30.8% | $6,843+37.3% | $5,983+57.0% |
| Admin fee / account holder | $1,649 | $10,811-84.8% | $9,312-82.3% | $11,252-85.3% |