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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,655 | $172,111-82.2% | $150,298-79.6% | $137,256-77.7% |
| Participation rate | 93.8% | 81.7%+12.0pp | 77.8%+16.0pp | 80.0%+13.8pp |
| Annual return | 11.17% | 69.37%-58.2pp | 62.79%-51.6pp | 220.34%-209.2pp |
| Employer contribution / active EE | $1,773 | $4,636-61.8% | $4,154-57.3% | $4,156-57.3% |
| Participant deferral / active EE | $5,363 | $6,166-13.0% | $5,453-1.6% | $6,407-16.3% |
| Admin fee / account holder | $27,909 | $16,471+69.4% | $14,116+97.7% | $12,270+127.5% |