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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,050 | $183,592-67.3% | $155,574-61.4% | $145,877-58.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 7.75% | 61.37%-53.6pp | 64.87%-57.1pp | 551.28%-543.5pp |
| Employer contribution / active EE | $8,641 | $5,317+62.5% | $4,676+84.8% | $4,663+85.3% |
| Participant deferral / active EE | $10,615 | $6,466+64.2% | $5,629+88.6% | $6,691+58.7% |
| Admin fee / account holder | $546 | $19,316-97.2% | $15,914-96.6% | $13,402-95.9% |