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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,793 | $29,716-90.6% | $56,077-95.0% | $80,925-96.5% |
| Participation rate | 33.9% | 41.7%-7.8pp | 52.5%-18.6pp | 67.7%-33.8pp |
| Annual return | 13.83% | 35.30%-21.5pp | 1709.28%-1695.4pp | 35.65%-21.8pp |
| Employer contribution / active EE | $0 | $671-100.0% | $1,040-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $362 | $1,228-70.5% | $1,954-81.5% | $4,299-91.6% |
| Admin fee / account holder | $315 | $2,432-87.0% | $2,825-88.8% | $6,940-95.5% |