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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,793 | $29,733-90.6% | $56,025-95.0% | $80,959-96.6% |
| Participation rate | 33.9% | 41.7%-7.9pp | 52.5%-18.6pp | 67.7%-33.8pp |
| Annual return | 13.83% | 35.28%-21.5pp | 1712.69%-1698.9pp | 35.67%-21.8pp |
| Employer contribution / active EE | $0 | $672-100.0% | $1,042-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $362 | $1,229-70.5% | $1,955-81.5% | $4,300-91.6% |
| Admin fee / account holder | $315 | $2,434-87.0% | $2,828-88.9% | $6,925-95.4% |