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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $513,461 | $172,111+198.3% | $150,298+241.6% | $137,256+274.1% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 17.88% | 69.37%-51.5pp | 62.79%-44.9pp | 220.34%-202.5pp |
| Employer contribution / active EE | $13,291 | $4,636+186.7% | $4,154+220.0% | $4,156+219.8% |
| Participant deferral / active EE | $13,120 | $6,166+112.8% | $5,453+140.6% | $6,407+104.8% |
| Admin fee / account holder | $3,677 | $16,471-77.7% | $14,116-74.0% | $12,270-70.0% |