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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,142 | $211,239-93.8% | $178,528-92.6% | $145,877-91.0% |
| Participation rate | 86.7% | 80.8%+5.9pp | 77.1%+9.6pp | 80.3%+6.4pp |
| Annual return | 33.41% | 30.22%+3.2pp | 27.11%+6.3pp | 551.28%-517.9pp |
| Employer contribution / active EE | $1,886 | $4,570-58.7% | $3,950-52.3% | $4,663-59.5% |
| Participant deferral / active EE | $2,266 | $6,963-67.5% | $6,278-63.9% | $6,691-66.1% |
| Admin fee / account holder | $422 | $12,095-96.5% | $10,419-95.9% | $13,402-96.8% |