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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,756 | $105,145-89.8% | $94,664-88.6% | $139,466-92.3% |
| Participation rate | 75.0% | 82.4%-7.4pp | 80.8%-5.8pp | 80.3%-5.3pp |
| Annual return | 27.43% | 38.09%-10.7pp | 156.84%-129.4pp | 373.66%-346.2pp |
| Employer contribution / active EE | $2,710 | $4,107-34.0% | $3,673-26.2% | $4,754-43.0% |
| Participant deferral / active EE | $4,864 | $7,599-36.0% | $7,417-34.4% | $6,712-27.5% |
| Admin fee / account holder | $652 | $8,972-92.7% | $7,222-91.0% | $11,409-94.3% |