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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,398 | $104,694+44.6% | $85,709+76.6% | $167,536-9.6% |
| Participation rate | 66.7% | 76.4%-9.7pp | 69.9%-3.2pp | 82.1%-15.4pp |
| Annual return | 14.56% | 21.45%-6.9pp | 21.49%-6.9pp | 478.82%-464.3pp |
| Employer contribution / active EE | $1,644 | $3,337-50.7% | $2,619-37.2% | $4,839-66.0% |
| Participant deferral / active EE | $4,389 | $4,826-9.0% | $3,924+11.9% | $6,342-30.8% |
| Admin fee / account holder | $822 | $10,035-91.8% | $6,876-88.1% | $12,315-93.3% |