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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,202 | $104,694-95.0% | $85,709-93.9% | $167,536-96.9% |
| Participation rate | 77.8% | 76.4%+1.4pp | 69.9%+7.9pp | 82.1%-4.3pp |
| Annual return | 0.00% | 21.45%-21.4pp | 21.49%-21.5pp | 478.82%-478.8pp |
| Employer contribution / active EE | $2,151 | $3,337-35.5% | $2,619-17.8% | $4,839-55.5% |
| Participant deferral / active EE | $2,416 | $4,826-49.9% | $3,924-38.4% | $6,342-61.9% |
| Admin fee / account holder | $1,275 | $10,035-87.3% | $6,876-81.5% | $12,315-89.6% |