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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,830 | $82,678-71.2% | $125,391-81.0% | $68,490-65.2% |
| Participation rate | 76.8% | 75.1%+1.7pp | 82.4%-5.6pp | 67.9%+8.9pp |
| Annual return | -1.46% | -5.97%+4.5pp | 572.41%-573.9pp | -7.85%+6.4pp |
| Employer contribution / active EE | $0 | $3,382-100.0% | $4,816-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $10,716 | $6,111+75.3% | $7,448+43.9% | $4,028+166.1% |
| Admin fee / account holder | $1,554 | $6,277-75.3% | $10,009-84.5% | $5,403-71.2% |