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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,531 | $102,595-16.6% | $94,057-9.1% | $154,746-44.7% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 80.7%+19.3pp |
| Annual return | 18.95% | 583.42%-564.5pp | 480.62%-461.7pp | 172.34%-153.4pp |
| Employer contribution / active EE | $2,872 | $3,147-8.7% | $2,933-2.1% | $4,379-34.4% |
| Participant deferral / active EE | $3,590 | $5,118-29.9% | $4,709-23.8% | $6,730-46.7% |
| Admin fee / account holder | $313 | $7,736-96.0% | $7,244-95.7% | $14,365-97.8% |