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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,987 | $25,014-76.1% | $69,632-91.4% | $80,959-92.6% |
| Participation rate | 75.4% | 64.2%+11.2pp | 66.4%+9.0pp | 67.7%+7.7pp |
| Annual return | 24.32% | 19.08%+5.2pp | 101.32%-77.0pp | 35.67%-11.3pp |
| Employer contribution / active EE | $620 | $991-37.5% | $1,708-63.7% | $2,757-77.5% |
| Participant deferral / active EE | $1,737 | $1,840-5.6% | $2,889-39.9% | $4,300-59.6% |
| Admin fee / account holder | $1,521 | $2,491-38.9% | $4,695-67.6% | $6,925-78.0% |