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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,281 | $93,124+27.0% | $77,100+53.4% | $134,545-12.1% |
| Participation rate | 100.0% | 74.5%+25.5pp | 67.9%+32.1pp | 81.2%+18.8pp |
| Annual return | -14.96% | 62.68%-77.6pp | 42.35%-57.3pp | 418.37%-433.3pp |
| Employer contribution / active EE | $28,767 | $3,421+740.8% | $2,815+922.0% | $4,742+506.7% |
| Participant deferral / active EE | $18,300 | $5,242+249.1% | $4,430+313.1% | $6,401+185.9% |
| Admin fee / account holder | $924 | $6,970-86.7% | $5,443-83.0% | $11,431-91.9% |