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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,902 | $115,814-94.9% | $101,275-94.2% | $158,982-96.3% |
| Participation rate | 76.9% | 79.4%-2.4pp | 75.8%+1.1pp | 82.0%-5.0pp |
| Annual return | 0.00% | 56.16%-56.2pp | 46.48%-46.5pp | 302.99%-303.0pp |
| Employer contribution / active EE | $1,895 | $4,176-54.6% | $3,660-48.2% | $4,763-60.2% |
| Participant deferral / active EE | $3,398 | $4,958-31.5% | $4,371-22.3% | $5,983-43.2% |
| Admin fee / account holder | $401 | $7,249-94.5% | $5,948-93.3% | $11,252-96.4% |