Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,150 | $27,936+40.1% | $58,561-33.1% | $75,173-47.9% |
| Participation rate | 49.4% | 38.8%+10.5pp | 50.9%-1.5pp | 67.2%-17.9pp |
| Annual return | 13.57% | 44.21%-30.6pp | 4251.33%-4237.8pp | 160.72%-147.2pp |
| Employer contribution / active EE | $3,585 | $670+435.5% | $1,053+240.3% | $2,671+34.2% |
| Participant deferral / active EE | $1,609 | $1,202+33.9% | $1,923-16.3% | $4,126-61.0% |
| Admin fee / account holder | $1,661 | $1,727-3.8% | $2,520-34.1% | $5,651-70.6% |