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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,048 | $102,696-82.4% | $86,235-79.1% | $139,487-87.1% |
| Participation rate | 85.7% | 74.5%+11.2pp | 69.0%+16.8pp | 80.3%+5.4pp |
| Annual return | 23.62% | 1925.91%-1902.3pp | 1170.03%-1146.4pp | 373.84%-350.2pp |
| Employer contribution / active EE | $5,733 | $3,034+89.0% | $2,381+140.8% | $4,755+20.6% |
| Participant deferral / active EE | $3,720 | $4,679-20.5% | $3,987-6.7% | $6,713-44.6% |
| Admin fee / account holder | $339 | $8,667-96.1% | $6,856-95.1% | $11,407-97.0% |