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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $5,875 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,946 | $69,511-71.3% | $94,672-78.9% | $71,529-72.1% |
| Participation rate | 93.2% | 78.4%+14.8pp | 80.8%+12.4pp | 67.9%+25.3pp |
| Annual return | 53.60% | 29.67%+23.9pp | 156.89%-103.3pp | 28.97%+24.6pp |
| Employer contribution / active EE | $2,464 | $2,853-13.6% | $3,673-32.9% | $2,590-4.8% |
| Participant deferral / active EE | $11,006 | $7,348+49.8% | $7,417+48.4% | $4,291+156.5% |
| Admin fee / account holder | $34 | $1,211-97.2% | $7,222-99.5% | $1,588-97.9% |