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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,231 | $37,446-16.6% | $77,552-59.7% | $79,856-60.9% |
| Participation rate | 17.2% | 41.5%-24.3pp | 54.2%-37.0pp | 69.6%-52.4pp |
| Annual return | 27.12% | 39.76%-12.6pp | 54.82%-27.7pp | 31.71%-4.6pp |
| Employer contribution / active EE | $367 | $637-42.4% | $987-62.8% | $2,471-85.1% |
| Participant deferral / active EE | $823 | $1,261-34.7% | $1,861-55.8% | $3,741-78.0% |
| Admin fee / account holder | $287 | $2,506-88.5% | $2,859-90.0% | $5,306-94.6% |