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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,114 | $148,623-93.9% | $135,974-93.3% | $139,466-93.5% |
| Participation rate | 94.4% | 83.9%+10.6pp | 81.9%+12.5pp | 80.3%+14.1pp |
| Annual return | 23.98% | 79.30%-55.3pp | 68.30%-44.3pp | 373.66%-349.7pp |
| Employer contribution / active EE | $2,297 | $5,246-56.2% | $4,859-52.7% | $4,754-51.7% |
| Participant deferral / active EE | $3,090 | $8,103-61.9% | $7,760-60.2% | $6,712-54.0% |
| Admin fee / account holder | $305 | $12,406-97.5% | $10,767-97.2% | $11,409-97.3% |