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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $535,565 | $148,623+260.4% | $135,974+293.9% | $139,466+284.0% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 4.77% | 79.30%-74.5pp | 68.30%-63.5pp | 373.66%-368.9pp |
| Employer contribution / active EE | $12,682 | $5,246+141.7% | $4,859+161.0% | $4,754+166.8% |
| Participant deferral / active EE | $0 | $8,103-100.0% | $7,760-100.0% | $6,712-100.0% |
| Admin fee / account holder | $2,088 | $12,406-83.2% | $10,767-80.6% | $11,409-81.7% |