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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,275 | $78,428+105.6% | $95,960+68.1% | $79,852+102.0% |
| Participation rate | 70.4% | 73.5%-3.1pp | 77.1%-6.7pp | 69.6%+0.7pp |
| Annual return | 17.87% | 19.37%-1.5pp | 91.63%-73.8pp | 31.72%-13.8pp |
| Employer contribution / active EE | $0 | $1,945-100.0% | $2,541-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $5,187 | $3,440+50.8% | $4,167+24.5% | $3,740+38.7% |
| Admin fee / account holder | $16,654 | $5,622+196.2% | $6,797+145.0% | $5,306+213.9% |