Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,902 | $70,684-86.0% | $169,397-94.2% | $75,177-86.8% |
| Participation rate | 34.3% | 64.8%-30.5pp | 77.2%-42.8pp | 67.2%-32.9pp |
| Annual return | 33.25% | 36.38%-3.1pp | 406.23%-373.0pp | 160.75%-127.5pp |
| Employer contribution / active EE | $1,016 | $2,211-54.1% | $4,013-74.7% | $2,671-62.0% |
| Participant deferral / active EE | $1,566 | $4,310-63.7% | $6,223-74.8% | $4,126-62.1% |
| Admin fee / account holder | $523 | $5,404-90.3% | $9,017-94.2% | $5,651-90.7% |