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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,291 | $52,380-63.2% | $98,775-80.5% | $85,847-77.5% |
| Participation rate | 25.9% | 58.0%-32.0pp | 65.7%-39.8pp | 69.3%-43.4pp |
| Annual return | 13.12% | 25.82%-12.7pp | 49.92%-36.8pp | 318.61%-305.5pp |
| Employer contribution / active EE | $569 | $1,337-57.5% | $2,067-72.5% | $2,565-77.8% |
| Participant deferral / active EE | $758 | $2,101-63.9% | $3,035-75.0% | $3,952-80.8% |
| Admin fee / account holder | $545 | $3,865-85.9% | $4,076-86.6% | $6,261-91.3% |