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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,731 | $116,167-70.1% | $64,489-46.1% | $137,256-74.7% |
| Participation rate | 62.5% | 68.2%-5.7pp | 67.7%-5.2pp | 80.0%-17.5pp |
| Annual return | 14.72% | 36.55%-21.8pp | 55.03%-40.3pp | 220.34%-205.6pp |
| Employer contribution / active EE | $1,039 | $2,483-58.1% | $1,523-31.8% | $4,156-75.0% |
| Participant deferral / active EE | $1,497 | $4,215-64.5% | $2,778-46.1% | $6,407-76.6% |
| Admin fee / account holder | $16,237 | $6,188+162.4% | $4,260+281.2% | $12,270+32.3% |