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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,806 | $93,617-78.8% | $135,982-85.4% | $75,177-73.7% |
| Participation rate | 92.9% | 75.2%+17.7pp | 81.9%+10.9pp | 67.2%+25.7pp |
| Annual return | 61.00% | 30.89%+30.1pp | 68.32%-7.3pp | 160.75%-99.7pp |
| Employer contribution / active EE | $4,440 | $3,538+25.5% | $4,859-8.6% | $2,671+66.2% |
| Participant deferral / active EE | $9,632 | $6,406+50.4% | $7,760+24.1% | $4,126+133.4% |
| Admin fee / account holder | $962 | $6,980-86.2% | $10,767-91.1% | $5,651-83.0% |