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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,473 | $175,231-42.1% | $149,696-32.2% | $139,466-27.2% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 19.26% | 166.77%-147.5pp | 134.46%-115.2pp | 373.66%-354.4pp |
| Employer contribution / active EE | $3,478 | $5,478-36.5% | $4,821-27.9% | $4,754-26.8% |
| Participant deferral / active EE | $8,394 | $6,521+28.7% | $5,682+47.7% | $6,712+25.1% |
| Admin fee / account holder | $5,927 | $16,155-63.3% | $13,212-55.1% | $11,409-48.1% |