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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,920 | $117,829+40.8% | $102,423+62.0% | $145,877+13.7% |
| Participation rate | 76.9% | 78.6%-1.7pp | 76.5%+0.4pp | 80.3%-3.4pp |
| Annual return | 19.53% | 31.83%-12.3pp | 29.42%-9.9pp | 551.28%-531.8pp |
| Employer contribution / active EE | $3,336 | $3,615-7.7% | $3,023+10.4% | $4,663-28.5% |
| Participant deferral / active EE | $4,583 | $5,732-20.0% | $5,054-9.3% | $6,691-31.5% |
| Admin fee / account holder | $2,619 | $13,335-80.4% | $9,455-72.3% | $13,402-80.5% |