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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,920 | $117,859+40.8% | $102,438+62.0% | $145,959+13.7% |
| Participation rate | 76.9% | 78.6%-1.7pp | 76.5%+0.4pp | 80.3%-3.4pp |
| Annual return | 19.53% | 31.72%-12.2pp | 29.37%-9.8pp | 561.95%-542.4pp |
| Employer contribution / active EE | $3,336 | $3,615-7.7% | $3,024+10.3% | $4,661-28.4% |
| Participant deferral / active EE | $4,583 | $5,732-20.0% | $5,054-9.3% | $6,689-31.5% |
| Admin fee / account holder | $2,619 | $13,318-80.3% | $9,448-72.3% | $13,398-80.4% |