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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,894 | $176,105-91.5% | $159,474-90.7% | $167,536-91.1% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 55.92% | 331.91%-276.0pp | 263.68%-207.8pp | 478.82%-422.9pp |
| Employer contribution / active EE | $4,477 | $5,299-15.5% | $4,831-7.3% | $4,839-7.5% |
| Participant deferral / active EE | $10,500 | $7,751+35.5% | $7,353+42.8% | $6,342+65.6% |
| Admin fee / account holder | $828 | $12,559-93.4% | $10,802-92.3% | $12,315-93.3% |