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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,940 | $183,516+32.4% | $155,534+56.2% | $145,884+66.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 15.37% | 61.43%-46.1pp | 64.92%-49.5pp | 551.85%-536.5pp |
| Employer contribution / active EE | $12,134 | $5,315+128.3% | $4,675+159.6% | $4,662+160.3% |
| Participant deferral / active EE | $12,942 | $6,467+100.1% | $5,630+129.9% | $6,690+93.5% |
| Admin fee / account holder | $29,721 | $19,293+54.0% | $15,900+86.9% | $13,392+121.9% |