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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,435 | $81,870-88.5% | $119,634-92.1% | $68,490-86.2% |
| Participation rate | 70.4% | 71.9%-1.5pp | 79.3%-8.9pp | 67.9%+2.5pp |
| Annual return | -22.86% | -23.82%+1.0pp | -14.98%-7.9pp | -7.85%-15.0pp |
| Employer contribution / active EE | $863 | $2,692-67.9% | $4,232-79.6% | $2,597-66.8% |
| Participant deferral / active EE | $2,614 | $4,148-37.0% | $5,601-53.3% | $4,028-35.1% |
| Admin fee / account holder | $4,234 | $6,583-35.7% | $10,329-59.0% | $5,403-21.6% |