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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,390 | $25,014+17.5% | $69,632-57.8% | $80,959-63.7% |
| Participation rate | 34.6% | 64.2%-29.6pp | 66.4%-31.8pp | 67.7%-33.1pp |
| Annual return | 14.10% | 19.08%-5.0pp | 101.32%-87.2pp | 35.67%-21.6pp |
| Employer contribution / active EE | $612 | $991-38.3% | $1,708-64.2% | $2,757-77.8% |
| Participant deferral / active EE | $824 | $1,840-55.2% | $2,889-71.5% | $4,300-80.8% |
| Admin fee / account holder | $511 | $2,491-79.5% | $4,695-89.1% | $6,925-92.6% |