Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,874 | $54,357-87.4% | $82,706-91.7% | $68,495-90.0% |
| Participation rate | 36.0% | 63.9%-27.9pp | 72.6%-36.6pp | 67.9%-31.9pp |
| Annual return | -16.44% | -13.67%-2.8pp | 701.76%-718.2pp | -7.84%-8.6pp |
| Employer contribution / active EE | $460 | $2,218-79.2% | $3,007-84.7% | $2,596-82.3% |
| Participant deferral / active EE | $524 | $3,246-83.9% | $4,394-88.1% | $4,028-87.0% |
| Admin fee / account holder | $462 | $4,396-89.5% | $5,329-91.3% | $5,403-91.4% |