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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,291 | $49,896-55.3% | $80,627-72.4% | $75,173-70.3% |
| Participation rate | 53.3% | 55.3%-2.0pp | 67.0%-13.7pp | 67.2%-13.9pp |
| Annual return | 29.97% | 34.67%-4.7pp | 936.76%-906.8pp | 160.72%-130.7pp |
| Employer contribution / active EE | $6,563 | $1,699+286.4% | $2,723+141.1% | $2,671+145.7% |
| Participant deferral / active EE | $2,587 | $2,992-13.5% | $4,443-41.8% | $4,126-37.3% |
| Admin fee / account holder | $746 | $3,578-79.1% | $5,381-86.1% | $5,651-86.8% |