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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,623 | $157,304+84.8% | $141,197+105.8% | $152,909+90.1% |
| Participation rate | 90.0% | 84.8%+5.2pp | 82.5%+7.5pp | 82.5%+7.5pp |
| Annual return | 19.20% | 64.34%-45.1pp | 71.41%-52.2pp | 345.46%-326.3pp |
| Employer contribution / active EE | $3,393 | $5,263-35.5% | $4,736-28.4% | $4,764-28.8% |
| Participant deferral / active EE | $7,632 | $7,111+7.3% | $6,710+13.7% | $5,851+30.4% |
| Admin fee / account holder | $21,294 | $12,126+75.6% | $10,265+107.4% | $11,601+83.6% |