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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $475 | $25,979-98.2% | $71,778-99.3% | $68,490-99.3% |
| Participation rate | 68.7% | 54.5%+14.2pp | 62.3%+6.3pp | 67.9%+0.8pp |
| Annual return | 0.00% | -15.10%+15.1pp | 9.15%-9.2pp | -7.85%+7.9pp |
| Employer contribution / active EE | $137 | $900-84.8% | $1,704-92.0% | $2,597-94.7% |
| Participant deferral / active EE | $248 | $1,522-83.7% | $2,656-90.7% | $4,028-93.8% |
| Admin fee / account holder | $4 | $2,022-99.8% | $3,974-99.9% | $5,403-99.9% |