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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,303 | $160,070-9.2% | $147,117-1.2% | $145,897-0.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 22.53% | 98.69%-76.2pp | 420.54%-398.0pp | 552.29%-529.8pp |
| Employer contribution / active EE | $16,344 | $5,285+209.3% | $4,932+231.4% | $4,663+250.5% |
| Participant deferral / active EE | $12,887 | $8,419+53.1% | $8,065+59.8% | $6,689+92.7% |
| Admin fee / account holder | $541 | $15,035-96.4% | $12,993-95.8% | $13,390-96.0% |