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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,219 | $80,992-7.1% | $96,534-22.1% | $75,173+0.1% |
| Participation rate | 67.3% | 71.8%-4.4pp | 76.0%-8.6pp | 67.2%+0.1pp |
| Annual return | 19.16% | 27.05%-7.9pp | 25.88%-6.7pp | 160.72%-141.6pp |
| Employer contribution / active EE | $1,032 | $2,283-54.8% | $2,965-65.2% | $2,671-61.4% |
| Participant deferral / active EE | $4,904 | $3,929+24.8% | $4,851+1.1% | $4,126+18.8% |
| Admin fee / account holder | $21 | $6,717-99.7% | $8,253-99.8% | $5,651-99.6% |