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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,895 | $102,696-96.2% | $86,235-95.5% | $139,487-97.2% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 21.95% | 1925.91%-1904.0pp | 1170.03%-1148.1pp | 373.84%-351.9pp |
| Employer contribution / active EE | $2,385 | $3,034-21.4% | $2,381+0.2% | $4,755-49.8% |
| Participant deferral / active EE | $4,618 | $4,679-1.3% | $3,987+15.8% | $6,713-31.2% |
| Admin fee / account holder | $793 | $8,667-90.8% | $6,856-88.4% | $11,407-93.0% |