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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,426 | $93,617-82.5% | $135,982-87.9% | $75,177-78.2% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 40.71% | 30.89%+9.8pp | 68.32%-27.6pp | 160.75%-120.0pp |
| Employer contribution / active EE | $4,041 | $3,538+14.2% | $4,859-16.8% | $2,671+51.3% |
| Participant deferral / active EE | $2,459 | $6,406-61.6% | $7,760-68.3% | $4,126-40.4% |
| Admin fee / account holder | $478 | $6,980-93.2% | $10,767-95.6% | $5,651-91.5% |